Community Lending Officer - Galleria Mall
Company: Disability Solutions
Location: Henderson
Posted on: October 24, 2024
Job Description:
Job Description:At Bank of America, we are guided by a common
purpose to help make financial lives better through the power of
every connection. Responsible Growth is how we run our company and
how we deliver for our clients, teammates, communities and
shareholders every day.One of the keys to driving Responsible
Growth is being a great place to work for our teammates around the
world. We're devoted to being a diverse and inclusive workplace for
everyone. We hire individuals with a broad range of backgrounds and
experiences and invest heavily in our teammates and their families
by offering competitive benefits to support their physical,
emotional, and financial well-being.Bank of America believes both
in the importance of working together and offering flexibility to
our employees. We use a multi-faceted approach for flexibility,
depending on the various roles in our organization.Working at Bank
of America will give you a great career with opportunities to
learn, grow and make an impact, along with the power to make a
difference. Join us!This job is responsible for managing the
end-to-end consumer mortgage referral requests primarily for Low to
Moderate Income (LMI) clients in underserved markets. Key
responsibilities include connecting with internal and external
centers of influence (i.e. financial center partners, realtors,
etc.) to originate mortgage transactions, identifying relationship
deepening opportunities with clients, and facilitating the loan
process from application to close. Job expectations include
providing home buyer education via workshops and contacting with
clients and partners virtually or in-person. This position is
subject to SAFE Act registration requirements.Pursuant to the SAFE
Act requirements, all employees engaged in residential loan
mortgage originations must register with the federal registry
system and remain in good standing. Since this position requires
SAFE Act registration, employees are required to register and to
submit to the required SAFE Act background check and registration
process. Failure to obtain and/or maintain SAFE Act registration
may result in disciplinary action up to and including
termination.Responsibilities:
- Originates loans from multiple internal and external referral
sources
- Understands the local Affordable Housing Market, Housing
Assistance Programs, and experience, providing thoughtful lending
solutions and guidance to Low to Moderate Income and First Time
Homebuyers
- Achieves production goals as defined by the business
- Maintains a quality network of business relationships that
serve as a recurring source of referrals for new mortgage lending
opportunities
- Provides exceptional customer service including maintaining
thorough knowledge of lending programs, policies, procedures, and
regulatory requirements
- Conducts monthly Home Buyer Workshops and Business Development
meetingsRequired Qualifications:
- 2+ years of experience in loan originations and/or home buyer
education
- Knowledge of conventional and/or government guidelines as well
as affordable mortgage products and programs
- Knowledge of processing underwriting and/or closing
procedures/federal lending regulations governing real estate
lending
- Ability to organize and deliver Home Buyer Workshop
presentations
- Knowledge of community housing counseling agencies
- Knowledge of community grant / downpayment programs
- Strong written and verbal communications skills
- Self-motivated and highly organized
- Ability to prioritize multiple competing tasksDesired
Qualifications:
- Experience in first mortgage and HELOC
- Familiar with FHA and HUD guidelines
- Knowledge of local competition product offerings and real
estate market dynamics
- Strong computer skills, including Microsoft applications and
previous experience using laptop technology for client
communication purposes including accessing rate, credit and loan
status information
- Solid time management skills and the ability to organize,
prioritize and perform multiple tasks simultaneously
- Ability to communicate clearly and effectively, both verbally
and in writing, across a variety of audiences
- Ability to analyze and comprehend complex financial data and
provide appropriate financial solutions
- Professional and effective interpersonal skillsSkills:
- Client Management
- Customer and Client Focus
- Loan Structuring
- Oral Communications
- Referral Management
- Credit Documentation Requirements
- Learning Delivery
- Presentation Skills
- Prospecting
- Written Communications
- Active Listening
- Business Development
- Credit and Risk Assessment
- Data Collection and Entry
- Pipeline ManagementMinimum Education Requirement: High School
Diploma / GED / Secondary School or equivalentShift:1st shift
(United States of America)Hours Per Week: 40Pay Transparency
detailsUS - NV - Henderson - 641 Mall Ring Cir - GALLERIA MALL BC
(NV1107)Pay and benefits informationPay range$26.97 - $31.27 hourly
pay, offers to be determined based on experience, education and
skill set.Formulaic incentive eligibleThis role is eligible to
participate in a formulaic incentive plan. Employees are eligible
for incentives as detailed by the specific line of business
incentive plan provisions. Formulaic plans may be comprised of
monthly, quarterly and/or annual incentive opportunities.
Incentives are earned based on the employee's performance against
defined metrics.BenefitsThis role is currently benefits eligible.
We provide industry-leading benefits, access to paid time off,
resources and support to our employees so they can make a genuine
impact and contribute to the sustainable growth of our business and
the communities we serve.
Keywords: Disability Solutions, Las Vegas , Community Lending Officer - Galleria Mall, Other , Henderson, Nevada
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